Insurance Information

This page is to serve as a general guideline only. Verification of benefits vary from INSURANCE carrier to INSURANCE carrier. To help you understand your policy, we have provided some useful definitions,  commonly used by INSURANCE companies.

• In-Network:
  Refers to health care providers who have agreed to the dollar amount determined by the INSURANCE companies for services rendered.
• Out of Network:
  Refers to  health care providers who have  not agreed to the INSURANCE companies pre-determined dollar amount for services rendered.
• Deductible:
  Refers to the amount an individual must pay out of pocket before the INSURANCE carrier starts paying.
• Billable:
  Refers to what the provider charges for the services rendered..
• Allowable:
  Is a  portion of the billable which your INSURANCE company thinks is appropriate for the services you receive.

In short, what your health care provider charges and what the INSURANCE company accepts as a reasonable fee for service may vary. When an individual stays in-network, the provider must accept the allowable charges set forth by the INSURANCE carrier. If the provider is out of network, the individual may  be held responsible for the billable amount which in most cases is more than the allowable amount set forth by the INSURANCE company.

Body in Motion, PC is in-network for the following INSURANCE carriers:

• BC/BS PPO, Geha, Freedom Select
• HMO
• HCP/Southcare
• Humana PPO/HMO
• Medicare
• Comp Results
• PHP
• Aetna PPO
• Freedom
• First Health
• Epoch

As insurance plans and participation vary, Body in Motion, as a courtesy, is happy to verify your benefits prior to scheduling an appointment. For your own protection, it is strongly recommended  that the insured also verify his/her own benefits. This can be done by calling the insurance carrier and requesting information on Physical Therapy Benefits.